NEDBANK Universal Branch Code (2023)
Imagine that your business partners abroad send you money for business from abroad and then a month later you are still looking for the money because the bank has no idea which branch the money landed. Well, in order to avoid that sort of scenario there is something called a branch code, which is a […]
How Do I Check My Credit Score In South Africa?
Building a stable and credible lifestyle for you and your family is likely one of your biggest aspirations. Often, this requires the support of credit providers. However, in South Africa, obtaining credit can be challenging, and many people fear they might not be approved for a loan after going through the application process. To ensure […]
FNB Cheque Account Fees (Gold vs Premier)
First National Bank FNB is not just known for its entry-level bank accounts that have become very popular among the younger generation for the low fees they charge; the bank is also making the rounds for their cheque accounts, especially as many of their young customers have now graduated from student accounts and other smaller […]
Free Credit Report in South Africa 2023
In South Africa, credit bureaus acquire credit information on credit consumers from credit providers and then provide it to consumers as credit reports. Although credit departments acquire credit information, they are not involved in the decision-making process that determines if you are eligible for a credit or loan. Annually, every South African is legally qualified […]
How Do Student Loans Work in South Africa?
Quality education is very expensive, not only in South Africa, but also all parts of the world. Registration costs, tuition fees, study materials, and lodging are getting more expensive. Furthermore, students without good financial background would struggle to afford one of the best universities – making them opt for student loans in South Africa. While […]
How Does A Bank Guarantee Work In South Africa?
A bank guarantee is a promise made by a bank or other financial institution that if a particular borrower defaults on a loan, it will cover the associated losses. Through this bank guarantee, the bank will reassure the original creditor that if the borrower is unable to pay his or her debts, the bank will […]
How To Pay DStv Using Capitec App 2023
Capitec bank’s electronic banking channels are one of the most widely used in South Africa. In this post, I explain the simple process of how to pay DStv using Capitec App right from the comfort of your home, office, or wherever, thus completely eliminating the need for travel. This is how you pay your subscription […]