South African Things

Banking

Balloon Mortgage is a type of loan that requires a huge-sum payment (balloon payment) at the end of the term. Balloon payment divides your mortgage loan into fixed payments that...

Balloon payment is a type of loan that requires a huge-sum payment (balloon payment) at the end of the term. Balloon payment divides your loan into fixed payments that require...

Imagine that your business partners abroad send you money for business from abroad and then a month later you are still looking for the money because the bank has no...

Building a stable and credible lifestyle for you and your family is likely one of your biggest aspirations. Often, this requires the support of credit providers. However, in South Africa,...

First National Bank FNB is not just known for its entry-level bank accounts that have become very popular among the younger generation for the low fees they charge; the bank...

In South Africa, credit bureaus acquire credit information on credit consumers from credit providers and then provide it to consumers as credit reports. Although credit departments acquire credit information, they...

Quality education is very expensive, not only in South Africa, but also all parts of the world. Registration costs, tuition fees, study materials, and lodging are getting more expensive. Furthermore,...

A bank guarantee is a promise made by a bank or other financial institution that if a particular borrower defaults on a loan, it will cover the associated losses. Through...

Capitec bank’s electronic banking channels are one of the most widely used in South Africa. In this post, I explain the simple process of how to pay DStv using Capitec...

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